HTML Give border title in div

In HTML to have a table with title in it's border like we can have in swing , we can use div element like shown in below code snipet

<div  style="width:100%;">
    <fieldset>
    <legend style="color:blue;font-weight:bold;">Initiator Information</legend>


      <table  border="0" cellpadding="0" cellspacing="5" >
        <tr>
          <td width="146">User Id</td>
          <td width="216"><label for="userId"></label>
            <input type="text" name="userId" id="userId" /></td>
          <td width="122">Name</td>
          <td width="474"><input type="text" name="userName" id="userName" /></td>
        </tr>
        <tr>
          <td>Department</td>
          <td><label for="userDepartment"></label>
            <input type="text" name="userDepartment" id="userDepartment" /></td>
          <td>Division</td>
          <td><label for="userDevision"></label>
            <input type="text" name="userDevision" id="userDevision" /></td>
        </tr>
      </table>
     
    </fieldset>
    </div>


The above code will show the div in browser like below